Cross-State Repossession Guide

Collateral does not respect state lines. Licensing, notice, and storage rules do. ## When the Unit Leaves Texas Borrowers relocate for work, family, or specifically to make a unit harder to find. Once collateral crosses into another state, the recovery is governed by that state's rules: licensing requirements for recovery agents, law enforcement notification, permitted storage, and how personal property must be handled. The practical answer is a properly licensed agent in the destination state working from your assignment, with the same documentation standard you expect at home. Trying to run the recovery remotely with an out-of-state crew is where lenders create exposure. This page is general information, not legal advice. Answer these before anyone hitches a trailer. ## Four Things to Confirm First Who may lawfully recover in that state Local reporting requirements after a tow Where the unit is held before transport ## How We Handle Out-of-State Accounts Mileage against remaining collateral value The unit is confirmed at a specific address before any travel is authorized. Recovery is performed by an agent licensed and insured for that jurisdiction. The unit is moved to your designated lot or auction with full documentation. **Key Points:** - Properly licensed agents in each jurisdiction - Confirmed location before travel - Transport planning and timing - Return transport to your disposition point **Topics Covered:** - Licensing - Notification - Storage - Cost - Locate and Verify - Use Licensed Coverage - Transport and Close ## About PRG Asset Recovery & Holdings LLC **Company:** PRG Asset Recovery & Holdings LLC **Phone:** (210) 745-0964 **Email:** repos@theprg.org **Service Area:** San Antonio, Austin, and throughout Texas **Licensing:** Texas licensed, bonded, and insured recovery agency **Website:** https://prgassetrecovery.com/cross-state-repossession-guide